How Do We Ensure Your Success?
Simple…we have experienced Certified Business Credit Coaches that will guide you, step-by-step through the Credit Building Development Process™. We are there for you 100% of the time. You will have access to an interactive Business Credit Development Platform that will keep track of your progress and give you guidance on your next steps. The interactive Business Credit Development Platform, coupled with the help of your Certified Business Credit Coach is a sure fire way to achieve business credit results.
What is our Guarantee?
We want to make sure you are successful in your pursuit of business credit and financing options. While there are many things we can control, there are some things we cannot control. For example, we cannot control how soon you will be approved for financing. That will depend on the specifics of you and your business. The good news is that we can control many other aspect of the business credit-coaching program. Here is what we can control and what we guarantee:
- Corporate Compliance and documentation review
- Discount on D&B file and a D&B rating
- D&B Paydex Score
- Business credit file with Corporate Experian with an intelliscore
- Business credit file with business Equifax with the appropriate business credit score.
- Trade accounts and/or Vendor Accounts with and without a personal guarantee.
- A Business Credit Asset™ that can be used to leverage financing opportunities
- Access to a dedicated funding advisor
- $50,000 GUARANTEE: we will continue to work with you UNTIL you have been extended up to $50,000 in business credit.
Why is it important to separate your personal credit from your business?
Separating personal credit from business credit eliminates one of the several critical errors a business owner can make which results in the “piercing of the corporate veil’s limited liability”. When a business owner intermixes personal and business credit, their personal assets are potentially at risk in the case of litigation – all the more reason why business credit asset development is crucial for every small business.
I just started my business, can I still receive funding?
Absolutely! We offer products specifically for Start-Up companies. Even if you’ve been in business for less than two (2) years, you may still qualify for up to $100,000 in unsecured business capital.
Do I need to provide any personal or business income verification?
That depends. MBE Financial Group has programs to benefit both startup businesses, and established profitable businesses. If your business cannot presently show income, we have stated income products available to quickly grow your business into a profitable dynasty. If your business has already experienced growth and profit, we have full doc products totaling over $1,000,000, allowing your business to leverage unsecured funds to continue expansion.
What if my personal credit is not great?
You still have many options if your personal credit is not good. For instance, included in all Business Credit packages is personal credit repair at no extra cost. We can also look into a co-singer option if you have someone with better credit who would be willing to personally guarantee your business line of credit. Our Business Credit Coaches will make sure you are structured the right way to be able to acquire capital for your business.
How long does the process take?
The process take approximately 6-8 months on average to see a significant progress in your business credit profile. However, with our 50,000 GUARANTEE: we will continue to work with you UNTIL you have been extended up to $50,000 in business credit.
What kind of funding does MBE Financial Group have access to?
We have over 300 lending sources for our clients to secure funding with. Including SBA Loans, Unsecured Business Lines of Credit, Factoring Loans, Department Store Accounts, Equipment Funding, and more.